HARP Loans

Are you considering refinancing your home?

HARP—the Home Affordable Refinance Program—was created by the Federal Housing Finance Agency to help homeowners avoid short selling their devalued homes. HARP helps homeowners who are current on their mortgage payments, but have little to no equity in their homes, refinance their mortgage. To be eligible your loan must be owned by Fannie Mae or Freddie Mac which is likely if you got your mortgage loan at a bank, credit union or mortgage company.

If this is the case, you could qualify for HARP refinancing and save thousands with a lower rate or better terms. There is no minimum credit score required and you don’t need much cash up front because closing costs can be bundled into the new loan.

Benefits of a HARP Loan
  • Reduce your interest rate
  • Lower monthly payment
  • Build equity faster—shorter term options might be available
  • Secure a fixed-rate mortgage that won’t change over time

Why trust eHomeFunding with your HARP Loan Refinance?

HARP Loans are our specialty. From coast to coast, we’ve helped thousands of people secure refinancing. Apply now—we’ll review your options and help you find the best fit!